Property cost calculator
The brochure price is only the start. Add the charges, GST, stamp duty, registration and fees to see what an Indian property will really cost you - and how much cash you need.
1 Price and charges
2 GST
3 Stamp duty & registration
4 Fees and loan
Itemised breakdown
| Item | How it is worked out | Amount |
|---|---|---|
| Total cost of buying |
Rates change - verify before you pay. Stamp duty, cess and registration fees are set by each state and revised from time to time. Figures here are indicative, last reviewed on 7 October 2026. Always confirm the amount with the state registration department, the sub-registrar or your lawyer before registration. GST and stamp duty are worked out on the figures you enter; the developer's cost sheet and your lawyer have the final word. The loan is shown on the agreement value - banks do not usually fund GST, stamp duty, registration or deposits.
Know the cost sheet
What goes into the price of an Indian home
Ask the developer for an all-inclusive cost sheet before you book, and check exactly what the price per sq ft includes. Our advisors can get it for any project we list.
| Cost | What it is | Typical amount |
|---|---|---|
| Base price | Rate per sq ft × area (super or carpet, as the developer quotes), or the unit price | As quoted |
| PLC / floor rise | Preferential location charge for a better floor, view, park-facing or corner unit | Varies by project |
| Car parking, club | Covered parking and club membership, when not part of the base price | Varies by project |
| GST | On under-construction homes only; not on ready homes with an occupancy certificate or on resale | 5% (1% affordable) |
| Stamp duty | State tax paid when the sale or conveyance deed is registered | 3% – 8%, by state and buyer (12% in some HP cases) |
| Registration fee | Paid to the sub-registrar with the deed | 0.5% – 2%, often capped |
| IFMS, advance maintenance | Refundable or adjustable deposits taken at possession | Varies by project |
| Legal & POA | Title check, agreement review, Power of Attorney drafting and attestation for NRIs | Fixed fee |
Questions NRIs ask
Cost of buying FAQs
Want the real cost sheet for a project?
We get the developer's all-inclusive cost sheet and payment plan, and check it with you.
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